How to Use Your Stock Portfolio as Collateral for a Loan in Malaysia: A Complete Guide
So here's a scenario a lot of Malaysian investors know too well — your money is tied up in stocks, the market is doing okay, but you need cash right now. Maybe it's a business opportunity that can't wait. Maybe it's a medical emergency, or you want to grab a property before someone else does. Selling your shares feels like a bad move. You've held them patiently, watched them grow, and deep down, you believe they'll go higher. So what do you do? Here's something not enough Malaysians talk about: you don't have to sell. You can borrow against your portfolio instead. It's called a Loan on Stocks Malaysia , and trust me — once you understand how this works, it might just change the way you think about your investments forever. What Is a Stock-Backed Loan, Exactly? Think of it like a mortgage — except instead of pledging your house, you pledge your shares. You walk into a lender (or apply online), hand over your stock portfolio as collateral, and walk ...