Jack Thomas

Borrowing money has never been a one-size-fits-all decision. In recent years, share backed finance Malaysia has emerged as a flexible option for individuals and businesses who hold valuable investment portfolios but prefer not to sell their shares. Instead of liquidating assets and triggering taxes or losing future upside, borrowers can unlock liquidity while keeping ownership intact. As market volatility continues and traditional lending tightens, many investors are asking an important question: Is share backed finance really a smarter way to borrow in Malaysia? This article explores how it works, who it suits best, and what to consider before choosing this form of financing. Understanding Share Backed Finance in Malaysia Share backed finance allows borrowers to use publicly listed shares as collateral for a loan. Rather than relying solely on income statements or property valuations, lenders assess the quality, liquidity, and value of the borrower’s securities. In Malaysia, thi...